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Miss X wants… (Class 10 Social Science SQP 2024-25, Q33A)

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Social ScienceCBSE Class 10 · Sample paper, session 2024-25 · 5 marks · Long answer

CBSE Class 10 Social Science sample paper 2024-25: question 33(A)

From the official CBSE sample question paper for 2024-25, section D, question 33(A), for 5 marks. Try it first; the hints and our step-by-step solution are below.

Q33(A) · 5 marks · Long answerCompetency-basedMoney and Credit

Miss X wants to start a savoury food store in her village. She wants to supplement her income to raise the standard of living of her family. How, do you think, self-help groups can help, support your answer with reasons?

Source: official sample paper from cbseacademic.nic.in (PDF). See it in the full Sample paper 2024-25.

Hints

Open one hint at a time and try again before the next.

Hint 1

Recall what an SHG does with the savings of its members.

Hint 2

Think about what a poor rural woman lacks when she wants a loan from a bank.

Hint 3

Link credit, training and group support to starting a shop and raising family income.

Step-by-step solution

Each step shows the marks it earns, as an examiner would award them. Checked by an independent re-solve from the question paper.

  1. Self-Help Groups (SHGs) are small groups of rural poor, mostly women, who pool their savings and lend to members. They help members become self-reliant in saving and earning, so Miss X can use one to start her savoury food store.

    1 mark

  2. Credit: The group's pooled savings give her a loan for the shop at a reasonable interest rate. SHGs also help members get bank loans at low interest.

    1 mark

  3. No collateral: Loans are given on the strength of the group's trust and members' regular savings, so she does not need to pledge property or security.

    1 mark

  4. Skills and training: SHGs arrange training, for example in food preparation, costing and business management. This helps her run and expand the store successfully.

    1 mark

  5. Empowerment and living standard: The extra income from the store raises her family's standard of living. The group also gives her social support and confidence, and makes her economically independent through self-employment.

    1 mark

Answer: SHGs give Miss X collateral-free, low-interest credit, training, self-employment and social support, so she can start the savoury store and raise her family's income and living standard.

Where the marks are

  • Explains what an SHG is and how it makes members self-reliant (1 mark)
  • Gives low-interest loans without collateral (1 mark)
  • Gives training and skill development (1 mark)
  • Helps her start and expand the business and raise the standard of living (1 mark)
  • Gives social support and empowerment (1 mark)

Revise the chapter

Practise this chapterBoard-style questions from Money and Credit, one at a time, marked against the answer key and marking points.Back to the full paperSample paper 2024-25: every question, by section.

The question is transcribed from the official paper; figures are described in words. The solution, hints and chapter tag are ours. Spotted an error? Write tosupport@questionbuddy.in.